Fluid Tokens
NFT-collateralized lending and liquid staking — advanced DeFi for Cardano holders
What is Fluid Tokens?
Fluid Tokens is a multi-product DeFi protocol on Cardano combining NFT-collateralized lending with liquid staking. It allows Cardano holders to unlock liquidity from their NFTs and earn optimized staking yields — two of the most capital-efficient strategies available on Cardano.
Key Features
NFT-Collateralized Lending
Use Cardano NFTs as collateral to borrow ADA or other tokens. Fluid Tokens supports a wide range of collections with competitive loan-to-value ratios.
Liquid Staking
Stake ADA and receive a liquid staking token in return. Earn Cardano staking rewards while keeping your capital free to use in DeFi protocols.
FLUID Token
FLUID is the protocol's governance and utility token, used for voting on protocol parameters, fee structures, and new feature development.
Composability
Fluid Tokens is designed to work alongside other Cardano DeFi protocols, letting users stack strategies — for example, using liquid staking tokens as collateral for further borrowing.
How to Use Fluid Tokens
- 1
Go to fluidtokens.com and connect your Cardano wallet
- 2
For NFT lending: navigate to the Borrow section, select your NFT, and review available loan offers
- 3
Accept a loan offer to receive ADA with your NFT locked as collateral
- 4
For liquid staking: go to the Stake section, deposit ADA, and receive the liquid staking token
- 5
Manage all positions from your dashboard
Frequently Asked Questions
What is liquid staking?
Liquid staking lets you earn Cardano staking rewards without locking your ADA. You receive a token representing your staked ADA that can be freely traded or used in other DeFi protocols.
Which NFT collections does Fluid Tokens support?
Fluid Tokens supports a curated list of Cardano NFT collections. Check the platform for the current supported collections and their loan-to-value ratios.
Is Fluid Tokens audited?
Fluid Tokens has undergone security reviews. Always check their official documentation for the latest audit status before depositing.
Can I use my liquid staking tokens in other protocols?
Yes. That is one of Fluid Tokens' key design goals — liquid staking tokens are composable and can be used as collateral or deposited into yield strategies on other Cardano protocols.